Millisecond data updates from 5.95% APR to 12.99% APR (with AutoPay)
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Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)
If you lose your job, we’ll temporarily pause your payments and even assist you in finding a new job!
Simple online application and access to live customer support 7 days a week.
No origination fees or pre-payment penalties. What you see is what you get.
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Here’s how KAIYUN Standard Version compares
Apply for a decision in minutes.
Get pre-approved online with no fees and no long-term obligations
Choose the loan that fits you and complete your application.
Sign your documents and funds will be immediately wired to your account.
With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!
My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.

Christopher Campbell
Minnesota
This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.

Jane Stephens
New York
I know I’m making progress and LoanOffer has given me the freedom to invest that money in other assets.

Adam Devine
California
As opposed to credit cards' variable rates - our loans have a fixed interest rate. This means on funding day 1 you'll know your exact monthly payment schedule for the term of the loan!
As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!
Welcome to our wonderful world. We sincerely hope that each and every user entering our website will find exactly what he/she is looking for. With advanced features of activating account and new login widgets, you will definitely have a great experience of using our web page.

